Permitted Countries and Services
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    Permitted Countries and Services

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    Article summary

    Permitted countries

    We conclude a payment services contract with businesses from Czechia and Slovakia. Businesses from other countries are subjects of individual assesment..

    High-risk areas

    The sector of payment services is regulated by the Czech National Bank, Ministry of Finance and by rules of the Visa and Mastercard card associations. Below we list the risk areas that require a special approach and for which different terms and conditions apply. This concerns payment by card. 

    SegmentSpecific restricted areas in the segment

    Travel agencies, flight tickets, admission tickets, accommodation



    Travel offices
    Sale of flight tickets, boat tickets (Steamship and Cruise Lines)

    Ticket sales, tickets for one-time events

    Accomodation (manual card entry, pre-authorization)
    COVID-19Products related to COVID-19
    Erotica, pornography
    Erotic aids, incl. a small number of movies on media (not online for download), online dating
    Financial services, investment, real estate, gold and commodities
    Trade in high-risk commodities (investment gold, investment coins, investment ingots and other precious metal products, precious metals, oil and gas, gold and gold dust, urea, diamonds and other raw materials)
    Consulting services - financial, betting, investment, etc.
    Financial institutions, securities traders, investment funds
    Sale of insurance
    Payments mediation (e.g.. cheques, payment orders paid with card, peer to peer or card to card transactions)
    Goldsmithing and jewelry
    Gambling, betting, lotteries
    Casinos, games rooms, gambling, betting games, lotteries
    Cryptocurrencies and electronic money
    Recharging, purchase and exchange of anonymous electronic money (e.g. prepaid cards)
    Medicines, food supplements, nutritional advice
    Food supplements
    Pharmacies
    Products containing CBD
    Dietary and nutritional advice
    Addictive substances, alcohol, tobacco
    Alcohol
    Non-profit organizations, charities, collections, crowdfunding
    Non-profit organizations, charitable activities 
    Crowdfunding, crowfunding servers
    Other services
    Taxi services, courier services
    Used clothing store, second hand
    Divining services (astrology, horoscopes, numerology)
    Trade in toxic substances with an impact on the environment and their storage
    Payments for membership, subscription to membership in clubs, groups
    Online dating
    Discount servers
    PyrotechnicsSale of fireworks
    Storage, downloads, data services, SW licenses and credits
    Sales of software licenses, game and other digital licenses, codes and keys, all electronic products and services delivered to the customer immediately after payment, including online courses
    Tobacco accessoriesPipes, papers, etc.

    High-risk areas are not prohibited, they are subject to special check before the contract can be concluded. With high-risk areas, the payment services contract may differ from a standard one.

    Do you have a pharmacy?

    To activate a payment gateway, you need to provide special certification for pharmacy activity and prove the existence of your physical shop.


    Do you have a travel agency?

    To activate a payment gateway, you need to provide special certification for travel agency activity, as well as bankruptcy insurance.

    Prohibited areas

    The list of prohibited areas is based on the rules of card associations and can be further supplemented. Card payment is not possible for the areas listed below.

    SegmentSpecific restrticted areas in the segment
    Travel agencies, flight tickets, admission tickets, accommodation
    Travel agencies

    Erotica, pornography     Pornography, erotic webcams (sale of works that stimulate the sexual urge while crossing the generally accepted boundaries of decency in society)
    Sex dolls

    Dating with the offer of erotic services, companions, escort services
    Financial services, investment, real estate, gold and commodities
    Real estate business (real estate agents)

    Exchange offices
    Cannabis seedsSeeds of cannabis (marijuana) for growing

    Cryptocurrencies and electronic money
    Crypto assets (exchange platforms-exchange offices, electronic wallets), currency miners, initial coin offering, traders using completely anonymous cryptocurrencies as the subject of exchange – Dash, Monero)
    Medicines, food supplements, nutritional advice
    Kratom

    MarketplaceWeb portals that mediate the sale of goods of other companies or persons, online marketplaces


    Addictive substances, alcohol, tobacco
    Drug stores, drug portals, marijuana coffee shops
    Tobacco industry
    Other illegal activities
    All illegal activities according to the valid legislation of the Czech Republic, sale of goods and services that violate the legislation of the European Union
    Other services
    Telemarketing - Sales and offer of services via SMS and telephone contact
    Political parties, churches, sects
    Funding political parties including the extreme left and the extreme right, religious sects
    Storage, downloads, data services, SW licenses and credits
    Activities which are reasonably suspected of infringing on or allow the infringement on intellectual property rights and copyrights, such as illegal downloading of audiovisual works, public storage of computer games, music, etc.
    I-cloud portals, rental of remote servers, webhosting, providing free websites
    Sales and provision of telecommunications services, data services and the internet
    Tobacco accessoriesE-cigarettes, vaporizers

    Pawn shopsPersons authorised to trade in second-hand goods or to accept goods as collateral (bazaars, pawnbrokers)


    Weapons and ammunition
    Weapons, except for category D weapons (see Act No. 119/2002 Coll. on firearms and ammunition)
    Mediation of purchase, resale of goods
    Mediation of purchase from merchants in Asia (fake products, delivery time six months, etc.)





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