Permitted Countries and Services
Permitted Countries and Services
Article summary
Did you find this summary helpful?
Thank you for your feedback
Permitted countries
We conclude a payment services contract with businesses from Czechia and Slovakia. Businesses from other countries are subjects of individual assesment..
High-risk areas
The sector of payment services is regulated by the Czech National Bank, Ministry of Finance and by rules of the Visa and Mastercard card associations. Below we list the risk areas that require a special approach and for which different terms and conditions apply. This concerns payment by card.
| Segment | Specific restricted areas in the segment |
Travel agencies, flight tickets, admission tickets, accommodation | Travel offices |
| Sale of flight tickets, boat tickets (Steamship and Cruise Lines) | |
Ticket sales, tickets for one-time events | |
| Accomodation (manual card entry, pre-authorization) | |
| COVID-19 | Products related to COVID-19 |
| Erotica, pornography | Erotic aids, incl. a small number of movies on media (not online for download), online dating |
| Financial services, investment, real estate, gold and commodities | Trade in high-risk commodities (investment gold, investment coins, investment ingots and other precious metal products, precious metals, oil and gas, gold and gold dust, urea, diamonds and other raw materials) |
| Consulting services - financial, betting, investment, etc. | |
| Financial institutions, securities traders, investment funds | |
| Sale of insurance | |
| Payments mediation (e.g.. cheques, payment orders paid with card, peer to peer or card to card transactions) | |
| Goldsmithing and jewelry | |
| Gambling, betting, lotteries | Casinos, games rooms, gambling, betting games, lotteries |
| Cryptocurrencies and electronic money | Recharging, purchase and exchange of anonymous electronic money (e.g. prepaid cards) |
| Medicines, food supplements, nutritional advice | Food supplements |
| Pharmacies | |
| Products containing CBD | |
| Dietary and nutritional advice | |
| Addictive substances, alcohol, tobacco | Alcohol |
| Non-profit organizations, charities, collections, crowdfunding | Non-profit organizations, charitable activities |
| Crowdfunding, crowfunding servers | |
| Other services | Taxi services, courier services |
| Used clothing store, second hand | |
| Divining services (astrology, horoscopes, numerology) | |
| Trade in toxic substances with an impact on the environment and their storage | |
| Payments for membership, subscription to membership in clubs, groups | |
| Online dating | |
| Discount servers | |
| Pyrotechnics | Sale of fireworks |
| Storage, downloads, data services, SW licenses and credits | Sales of software licenses, game and other digital licenses, codes and keys, all electronic products and services delivered to the customer immediately after payment, including online courses |
| Tobacco accessories | Pipes, papers, etc. |
High-risk areas are not prohibited, they are subject to special check before the contract can be concluded. With high-risk areas, the payment services contract may differ from a standard one.
Do you have a pharmacy?
To activate a payment gateway, you need to provide special certification for pharmacy activity and prove the existence of your physical shop.
Do you have a travel agency?
To activate a payment gateway, you need to provide special certification for travel agency activity, as well as bankruptcy insurance.
Prohibited areas
The list of prohibited areas is based on the rules of card associations and can be further supplemented. Card payment is not possible for the areas listed below.
| Segment | Specific restrticted areas in the segment | ||
| Travel agencies, flight tickets, admission tickets, accommodation | Travel agencies | ||
| Erotica, pornography | Pornography, erotic webcams (sale of works that stimulate the sexual urge while crossing the generally accepted boundaries of decency in society) | ||
| Sex dolls | |||
| Dating with the offer of erotic services, companions, escort services | |||
| Financial services, investment, real estate, gold and commodities | Real estate business (real estate agents) | ||
| Exchange offices | |||
| Cannabis seeds | Seeds of cannabis (marijuana) for growing | ||
| Cryptocurrencies and electronic money | Crypto assets (exchange platforms-exchange offices, electronic wallets), currency miners, initial coin offering, traders using completely anonymous cryptocurrencies as the subject of exchange – Dash, Monero) | ||
| Medicines, food supplements, nutritional advice | Kratom | ||
| Marketplace | Web portals that mediate the sale of goods of other companies or persons, online marketplaces | ||
| Addictive substances, alcohol, tobacco | Drug stores, drug portals, marijuana coffee shops | ||
| Tobacco industry | |||
| Other illegal activities | All illegal activities according to the valid legislation of the Czech Republic, sale of goods and services that violate the legislation of the European Union | ||
| Other services | Telemarketing - Sales and offer of services via SMS and telephone contact | ||
| Political parties, churches, sects | Funding political parties including the extreme left and the extreme right, religious sects | ||
| Storage, downloads, data services, SW licenses and credits | Activities which are reasonably suspected of infringing on or allow the infringement on intellectual property rights and copyrights, such as illegal downloading of audiovisual works, public storage of computer games, music, etc. | ||
| I-cloud portals, rental of remote servers, webhosting, providing free websites | |||
| Sales and provision of telecommunications services, data services and the internet | |||
| Tobacco accessories | E-cigarettes, vaporizers | ||
| Pawn shops | Persons authorised to trade in second-hand goods or to accept goods as collateral (bazaars, pawnbrokers) | ||
| Weapons and ammunition | Weapons, except for category D weapons (see Act No. 119/2002 Coll. on firearms and ammunition) | ||
| Mediation of purchase, resale of goods | Mediation of purchase from merchants in Asia (fake products, delivery time six months, etc.) | ||
Was this article helpful?