PayPal

The Comgate payment gateway offers the PayPal payment method. This is an international online payment system that allows people and businesses to send and receive payments over the internet. It is an easy and secure way to transfer money between users without having to share financial information such as credit card numbers or bank accounts.

PayPal from the customer's perspective

A customer who chooses PayPal as a payment method on Comgate must have a personal PayPal account. If they do not have an account and want to use this method, the system will prompt them to create an account (free of charge). This will then be linked to their bank account or credit card. For subsequent payments, they simply log into their account and make a transaction at the gateway using the PayPal payment method.

Viewing the PayPal method on the payment gateway

PayPal from a merchant's perspective

All transactions take place exclusively in PayPal and no third parties enter the process. Once the customer makes a purchase via PayPal, the funds are transferred from the customer's account to the merchant's business account. The merchant can transfer the funds to their bank account or keep them in the PayPal account for further transactions.

If you wish to use this method, Comgate will ensure that it is integrated into your payment gateway.

PayPal integration into your payment gateway

1. Create a PayPal business account.

2. Contact our customer support to request integration of this method.

To integrate the method into your gateway, you need to provide the Customer ID and Secret to our customer support (can be find in your business account under the Apps and Credentials tab).

When the integration is complete, customer support will notify you and your customers can start using the method immediately.

Fees

Comgate does not charge any fees for transactions via this method or integration into the payment gateway.

The only fees the merchant pays are those negotiated with PayPal.  

PayPal Transaction Billing

Transactions are managed by the merchant himself in his PayPal business account, where funds from customers are transferred already reduced by fees (according to the PayPal price list).

The Comgate client portal only displays the incoming PayPal transactions (tab Payments → Customer Payments) and it is not possible to work with them here. They are not included in Comgate's regular billing.

Refunds of these transactions are made by the merchant via their business account (not in the Comgate Client Portal). These refunds are not included in the billing from Comgate.